Help Line- 916-344-3095 Rick Carter   Did You Know? Approximately 1.5 milion Americans receive nursing home care annually: about 8 million receive home healthcare.** Home care costs range from $12.50 per hour for personal care to over $120 an hour for licensed skilled care. At skilled care rates, home care can easily cost more than institutional care.** 41% of americans age 50 or older reported in 2005 that someone in their household was providing unpaid care to a relative or friend age 50 or older.1   **Significant Summarites, Society of Certified of Certified Senior Advisors volume 6, Issue1.   Senior Services include:     CD Alternatives   Part D and Medicare Supplements Open Enrollment and Annual Enrollment Offerings Basics on Social Security and Medicare Advantage Plans Affordable Long Term Care Insurance

Medicare Premiums an Deductibles for 2011 The Centers for Medicare and Medicaid Services announced the following costs for Medicare in 2011:   Happy New Year 2011 !   Part A deductible: $1132 Part B premium: $115.40   (4.4%increase )  Part B deductible: $162 ( up from $135 in 2008). * 99% qualify not to pay Part A premium of $393 in 2007.   Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment. The Part A premium is $248.00 per month for people having 30-39 quarters of Medicare-covered employment. The Part A premium is $450.00 per month for people who are not otherwise eligible for premium-free hospital insurance and have less than 30 quarters of Medicare-covered employment. See Medicare.Gov

Helpful Web Sites for Seniors Family Caregiver Alliance: 222.caregiver.org (800-445-8105) Children of Aging Parents: www.caps4caregivers.org ( 800 227-7294) Family Caregiving options and strategies- www.aarp.org  Local Directory Sacramento County of caregiving agencies Area 4 Agency on Aging-  www.a4aa.com (916) 486-1876 www.Medicare.Gov