Good Planning is Intentional. We are here to help. Up to date information you can trust from:

Individual, Family & Certified Senior Advisor, Richard Carter, CA lic.#0549168 is local to  Roseville, Sacramento, & Rocklin, does business statewide with over 25  years experience as a California Life & Health Insurance Agent. Richard is author of "Buy term and invest the difference the Universal way" and case studies on Long term care insurance solutions. No obligation Life , Health and high Income planning for individuals business owners and seniors statewide in California.  The best in life and affordable health insurance options.

Health Quote -Apply Now

Life or Health Insurance Quote online or by Phone

Please call 916- 344-3095

We need to know at least 3 factors to give you meaningful quote.

          1) How much Life Insurance _______________________*

          2) How long do you want it ?  10-20-30 years or lifetime._______________

          3) How is your  health today-Height/Weight/Medications________________

or email rfcarter01@comcast.net 

Long Term Care Insurance Quote

Please call 916-772-7350

Insurance FOR SENIORS, INDIVIDUALS, FAMILIES AND BUSINESS  

PROTECTION YOU CAN LIVE WITH

* a typcial needs analysis totals your debt, like a mortgage plus 3-5 years of iannual income minus assets that your beneficiary might liquidate.

 www.LIFELTC.COM